SoFi - Banking & Investing 3.39.0

SoFi offers a convenient mobile banking experience. If you're looking to invest, SoFi Invest is offering up to $1000 in free stock when you fund an account. With our app, you can easily pay bills, locate ATMs, send money, make mobile deposits, and more.

Why do over 6 million members choose SoFi?

• SoFi mobile banking users can earn up to 4.60% APY on their checking and savings accounts.*
• Experience mobile banking with all the features of a big bank without account fees.
• Banking with SoFi allows you to receive your paychecks up to 2 days early with direct deposits.**
• Enjoy easy banking with access to over 55,000 fee-free ATM locations.
• Earn unlimited 2% cash back rewards with your SoFi Credit Card^^

Investing with SoFi offers more advantages:

• Get up to $1000 of stock when you fund a SoFi Invest account.
• Invest in popular financial products like stocks, ETFs, and IPOs with zero commissions.***

Automate your investing with no SoFi management fees:

• Save and invest for your future with SoFi IRAs and other retirement products.
• SoFi's user-friendly trading platform allows you to buy and sell options online.

Better banking and financial health start with SoFi:

• Experience zero account fees and enjoy overdraft coverage without fees.****
• Use our banking app to view upcoming bills and never miss a payment.
• Get insights into your spending habits with our mobile banking app.
• Monitor your credit score at no cost with SoFi's banking services.
• SoFi Plus offers additional benefits to our direct deposit users.

*SoFi members with direct deposit can earn up to 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.60% APY for savings. Members without direct deposit will earn up to 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

**Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

***Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.

****Overdraft Coverage is limited to $50 on debit card purchases only and is available to customers with monthly direct deposits of $1,000 or more. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

^^See Rewards Details at sofi.com/card/rewards

Fixed rates from 8.99% APR to 23.43% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates are reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and various other factors.

Choose better banking and investing with SoFi.

Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/

Website: https://www.sofi.com/

Social:

• https://www.facebook.com/SoFi
• https://www.linkedin.com/company/sofi/
• https://twitter.com/SoFi
• https://www.instagram.com/sofi/

Mobile Banking with SoFi provides the convenience of receiving paychecks 2 days early with direct deposit and includes automated saving features to assist with future planning. Investing in options is made easy with SoFi's contract fee-free platform.